Does Insurance Cover Dental Implants?

Huffman Family Dentistry

Dental implants provide a tooth restoration technique that makes users smile. Unlike dentures, dental implants aren’t removable. There’s no need for pastes or creams to hold implants intact, and eating the foods that you choose is simple. People prefer dental implants because they look and feel more like natural teeth. But, for most people, the cost is the biggest concern associated with dental implants.

Will Dental Insurance Cover Implants Cost?

On average, dental implants cost $3,500 each but can cost more than this amount if extra dental work is necessary to prepare the mouth for the implants. Sadly, insurance usually doesn’t cover dental implants costs since it’s considered to be a cosmetic procedure. Check your insurance policy and talk to your agent, however. Specialty dental policies may include some cosmetic dental work, including dental implants.

Your insurance may cover the costs of some of the procedures needed to prepare your mouth for implant insertion. Tooth extraction is one such service. Do carefully review your policy or talk to your agent to learn what services may be covered under your plan. If your insurance covers even a portion of the implant procedure, it’s a tremendous saving. Learn more here about exactly what implants are.

How to Pay for Dental Implants Procedure

Dental implants providers accept cash, debit cards, and credit cards if you can pay for the services in full. Payment is expected at the time services are rendered. If you’re unable to pay the total cost of the procedure at the time of service, learn more about special financing and payment options. Well-qualified patients may pay the costs of the implants, plus interest, over an extended period of time. Learn more about payment plans and financing options ahead of the procedure. There is an application process to complete to learn if you are qualified.

The Final Word

So, while dental insurance probably won’t cover the dental implants procedure itself, your coverage may cover the costs of some of the procedures needed for this service. Most people who use implants to restore a missing tooth or teeth agree that it’s worth the costs, especially when compared to dentures. It’s always a good idea to talk to your insurance provider to learn what is and what is not covered under your policy. When the day is done, you’ll probably agree that dental implants are the best tooth restoration method out there.

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